Will Checking my Credit Report Hurt my Credit Score?

With so much financial uncertainty and issues with identity theft, staying on top of your credit report is more important than ever before. Understanding your credit report and reviewing for potentially fraudulent or incorrect accounts can help you prepare and give insight into what loans you can qualify for before even applying. So, will checking my credit report hurt my score?

No. Checking your credit report has ZERO adverse effect on your credit score. This is a common misunderstanding.  Due to COVID-19, the three major credit reporting agencies, Equifax, Experian, and TransUnion, are offering weekly credit reports online at no charge through April of 2021.

You can obtain a free copy of your credit report from www.annualcreditreport.com. If you need help accessing your credit report or for help in reviewing your credit report, please feel free to contact Florida Credit Attorney Scott Florin at (813)724-3063.