What is the FCRA? The FCRA is the Fair Credit Reporting Act, a consumer protection statute that “was enacted ‘to require that consumer reporting agencies adopt reasonable procedures for meeting…
What is the FCRA?
Will Checking my Credit Report Hurt my Credit Score?
With so much financial uncertainty and issues with identity theft, staying on top of your credit report is more important than ever before. Understanding your credit report and reviewing for…
Free Credit Reports
Free Credit Reports are now available weekly from Equifax, Experian, and TransUnion through April of 2021. Due to the COVID-19 pandemic, each of the three major credit reporting agencies are…
Sample Dispute Letter to Credit Bureau
Sample Letter to Dispute Credit Report As many as 1 in 4 consumers have credit report errors, but the Fair Credit Reporting Act (FCRA) requires you to dispute the error…